Your Local Maryland Mortgage Broker.
From first-time buyers to refinances, Wynee walks every Maryland borrower through the process personally — start to closing.
Loan programs we offer
Conventional
Fannie Mae & Freddie Mac loans with flexible down payment options. A strong option for borrowers with established credit.
FHA
Low-down-payment loans backed by HUD. A common fit for first-time buyers with flexible credit profiles.
VA
Reduced down payment requirements and no PMI for eligible active-duty service members and veterans.
First-time Buyer
MMP, down-payment assistance, and special programs available to qualified Maryland first-time buyers.
Jumbo
Loans above conforming limits for higher-priced Maryland markets.
Refinance
Rate-and-term, cash-out, or streamline options when refinancing may make sense for your situation.
Maryland-licensed
Locally licensed broker — not an out-of-state call center.
Personal service
You work with Wynee from application to closing.
Broad lender access
Access to multiple wholesale lender partners means competitive pricing and more program options than any single bank can offer.
Think You Don't Qualify? You Might Be Surprised.
Most lenders only run a traditional FICO score. We also run VantageScore® 4.0 — a more modern credit model that can open doors for borrowers who've been told no elsewhere.
Only 1 Month of Credit History Required
Only one month of credit history needed to generate a score — not years of established credit.
Alternative Data Counts
Rent payments, utilities, and phone bills can count toward your score — making homeownership accessible to more borrowers.
Better Pricing If You Qualify
If your VantageScore is higher than your FICO, you could qualify for better rate pricing due to more favorable loan level adjustments.
Runs Automatically
Both scores run automatically when we pull your credit. No extra steps, no extra cost to you.
Available for: Conventional and VA loan programs.
Ready to see your options?
Answer a few quick questions and Wynee will follow up within one business day.