Studies Show… Independent Mortgage Brokers Tend to Save Borrowers Money.

A 2024 industry study covered by National Mortgage Professional (source: NMP) reported that borrowers working with independent mortgage brokers frequently received better rates and lower costs than those who went directly to retail banks or lenders. As an independent broker, Wynee shops your loan across multiple wholesale lenders — meaning you get competing offers working in your favor, not a single bank's bottom line. Individual results vary based on credit, loan type, program, and market conditions.